Upstream Financial

What inspired you to start this business?

I came from a family of business owners. Often small businesses are forgotten when it comes to financial plans and the resources given to them. That grew my love for small businesses and within that I have already wanted to incorporate Catholic teaching into my clients everyday life. Its not talked about how to invest in a ethical way. I strive to give that to my clients each day.

How does your faith shape your work?

Every client relationship begins with an act of trust in God’s providence: we open our first meeting with prayer, asking the Holy Spirit to guide every decision we make together. I believe money is a gift from God meant to provide for our families and to advance His Kingdom, never to be an idol. That conviction shapes everything I do: I refuse to profit from investments that fund abortion, contraception, pornography, or any activity contrary to Church teaching, even if it means walking away from higher returns. I place tithing and charitable giving at the very top of every financial plan, because the Gospel comes before the bottom line.

What's one thing you'd like customers to know?

I help create financial plans for any and all goals my clients want to achieve. It can be wanting to retire all the way to creating a plan on how to get out of debt. Everyone deserves to have a financial plan. Young couples who thought they could never afford Catholic school suddenly find the margin because we built tithing and tuition into the plan from day one. Business owners who once lost sleep over retirement now max out morally clean Solo 401(k)s and cash-balance plans, knowing they can retire comfortably while still paying just wages and supporting their parish. Widows who feared outliving their savings discover that a properly structured plan, combined with a charitable remainder trust, lets them keep their home, increase their giving, and still leave a six-figure gift for seminarians. Priests and religious who believed their small stipend made planning impossible walk away with a tax-efficient strategy that turns modest income into real security and even funds extra missions or retreat work. Above all, I watch guilt and anxiety disappear. Clients no longer feel torn between providing for their children and supporting the Church. They stop wondering whether their investments quietly fund things they would never support. They go to bed knowing every dollar is exactly where Jesus would want it: caring for family first, then poured out in joyful, planned, fearless generosity. I’m not just managing portfolios. I’m helping Catholic men and women live the freedom Christ promised: free from the love of money, free for the love of God and neighbor. Every time that happens, a little more of the Kingdom breaks into the world. That is why I do this work.